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hardship withdrawals at record high

April 5, 2026unusual_whales

unusual_whales highlights a record share of retirement plan participants taking hardship withdrawals in 2025, suggesting rising household strain.

6% of people with retirement plans requested hardship withdrawals in 2025, a record high
That's up from 4.8% in 2024
and from an average of about 2% before the pandemic.
unusual_whales
retirementconsumerstress

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