In r/personalfinance, relationship-driven overspending on vehicles and toys leads to falling behind and filing a Canadian credit proposal, plus seeking nonprofit credit assistance and boundary-setting with a spouse.
Throughout those 4 years I very stupidly let him convince me into taking on a lot more debt with toys & vehicles such as snowmobiles, side by side, a camper.
I ended up filing for a credit proposal (Canada) but again let him talk me into keeping some of our stuff and not including them in my p
Tell your husband the debt nightmare has to end because you are miserable.
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