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Boring index funds core with a separate options account

April 6, 2026r/wallstreetbets

In r/wallstreetbets, a common portfolio split is advocated: keep real money in index funds while using a small side account for high risk options as entertainment.

Your actual investments should be boring index funds. Don't trade securities. Just pile the coal into VOO year after year and forget it exists.
Then make a beer money account and buy some 0DTE options for the memes.
r/wallstreetbets
index fundsportfolio construction0DTEindex funds

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