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Annual deductible day changes care seeking behavior

April 1, 2026Jerome Adams

Jerome Adams describes how meeting an annual deductible shifts healthcare use for the rest of the year, with high early out-of-pocket costs causing delayed or skipped care and preventive services.

Big day in the Adams household - it's 'met our annual deductible' day!
Like millions of Americans, our healthcare use shifts dramatically for the rest of the year.
Early on, high out-of-pocket costs lead many to delay or skip necessary care and preventive services.
our healthcare use shifts dramatically for the rest of the year.
high out-of-pocket costs lead many to delay or skip necessary care
Jerome Adams
insuranceout-of-pocket costs

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